The National Cryptocurrency Association unveiled findings this week from its most extensive research yet on U.S. crypto holders, revealing a broad and diverse population engaging with digital assets for everything from shopping to long-term investing. The report, based on a Harris Poll survey conducted in late January and early February 2025, analyzed responses from 54,000 adults, identifying 10,000 current cryptocurrency owners.
“This is the largest survey ever conducted of cryptocurrency holders,” the report states, noting that ownership spans income levels, industries, and age groups. Sixty-seven percent of holders are under 45, 15% are over 55, and 26% earn less than $75,000 annually. According to the report:
Far from an elite audience, 21%, or one in five American adults—roughly 55 million people—own at least some crypto. Some use it to invest in their financial future, others for art and games, and still more are simply curious and testing the waters. In addition, many are already using crypto to make everyday purchases.
A full 39% of holders use cryptocurrency to pay for goods and services, and 31% use it to send money to family. Among those using it for shopping, 22% transact weekly and another 22% monthly. Despite varied use cases, 52% of owners said they’re most interested in using crypto to grow their long-term financial security over the next two to three years.
Enthusiasm for crypto’s future was strong, reflected in survey results showing that 76% of participants experienced a positive impact from cryptocurrency, with 46% describing that impact as very positive. “A solid majority (76%) reported a positive impact from cryptocurrency, with 46% considering it very positive,” the report read, emphasizing:
Respondents demonstrated a widespread optimism for crypto. Far from seeing it as a flash in the pan, they believe it has improved their lives personally and has the potential to bring more positive change and transparency to the financial system as a whole.
Notably, 49% cited increased financial independence, while 45% pointed to crypto as an opportunity for personal growth. However, concerns remain: 75% expressed worries about scams and security, and 67% fear regulations could stifle innovation. Still, 64% support government regulation and 73% want the U.S. to lead globally in crypto innovation. As crypto moves further into the mainstream, its users are not only expanding but demanding better protections and deeper integration into traditional financial structures.
Source:news.bitcoin.com
